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Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

Absolutely! Smoke alarms are lifesavers. According to the National Fire Protection Association (NFPA), per 1,000 reported home fires, homes without working smoke alarms have a death rate nearly twice as high as those that do have working alarms. So remember to ensure you have enough installed in your home and that they are working and in good shape.

A smoke alarm that beeps periodically, often every 30 to 60 seconds, usually indicates a low battery. The first step is to replace the battery. If this doesn't solve the problem, try resetting the alarm. However, beeping can also signal other issues, such as dust buildup in the sensors or the unit reaching the end of its life. Different beep patterns can mean different things; for example, multiple beeps might indicate an issue with a combination carbon monoxide detector, while a continuous, loud alarm means smoke has been detected. If a new battery doesn't stop the beeping, it's best to consult your alarm's manual, call a professional, or replace the unit.

Fire doors are constructed to have certain resistance levels regarding fire. A traditional door can typically resist fire for less than one minute, whereas fire doors can resist it for 30 to 120 minutes, depending on the fire door rating. Fire doors give you and your family a better chance of safely escaping during a fire than standard doors.