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Home warranties typically do not cover pest control services or related damage in their basic plans. However, some companies offer premium plans or limited add-ons that may provide some coverage. These optional coverages often come with limitations, such as dollar caps, maximum payout amounts, or exclusions for specific pests. It is crucial to review the details of your specific home warranty policy to determine if pest control is covered and to understand any associated limitations.

Groundhogs have a strong aversion to powerful scents, including garlic, ammonia, vinegar, hot peppers like cayenne, and predator urine. Various herbs such as rosemary, lavender, basil, mint, sage, thyme, and oregano can also act as deterrents. You can strategically use these odors around your property by planting these crops near your garden and by the entrances to groundhog burrows. Commercially available repellents offer another option, and for best results, scent-based deterrents should be used alongside other preventive measures.

Cinnamon's warm scent appeals to many people but not to many bugs. The spice contains eugenol, which also happens to be used in insecticides. While the level of eugenol in cinnamon isn't enough to eliminate bugs on its own, the scent can be strong enough to keep them away. 

You can try sprinkling cinnamon around areas where you've seen insects, such as ants and mosquitos. Remember that you'll have to reapply frequently, especially after periods of rain.

Naturally occurring EPA-registered Bti products are an effective way to kill off mosquitoes at the larval stage. And, although they won’t wipe them out, there are lots of natural repellents that make your yard less attractive to mosquitoes. Try planting some marigolds, lemon thyme, or other plants they’ll steer clear of, light a citronella candle or two, or lay some bug-offensive cedar mulch.