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You don’t always need a permit to grind a stump, but you might need one depending on your location and the stump’s surroundings. Permits are often needed if the stump is part of a protected tree species, near public areas or utility lines, or close to environmentally sensitive zones like wetlands. Some cities also regulate noise and work hours. Always check local rules before grinding, and contact your city or county office if you're unsure.

When a palm tree no longer produces new fronds and old fronds start turning yellow-brown, that’s a sign the tree is dying. However, transplanted palm trees can show these signs for the first several months as they re-establish themselves. It’s best to keep watering and not give up on the palm tree until a couple of seasons have passed and you’re sure it’s not coming back to life.

A tree growing close to a house can cause problems, but cutting it down isn’t always the best solution. Trees planted close to your home could damage your foundation as their roots grow. In addition, they can drop large branches on your house, make it easier for critters and insects to access your home, and encourage mold growth. But if the tree has been there for a long time, it may not pose a risk to your foundation, and it could be more beneficial—not to mention cheaper—to strategically trim it instead. Your best bet is to consult an arborist for advice.

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.