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Hurricane Shutters questions, answered by experts

Yes, by reinforcing hinges and latches to prevent unauthorized entry.

In many cases, hurricane shutters lower the cost of homeowners insurance. If your storm panels are code-compliant with your state or county (or insurance policy), they may lower your annual premium, even in storm-prone areas. Check with your homeowners insurance company to understand the compliance requirements. Even if your insurer doesn’t lower your premiums, hurricane shutters could save you from costly repairs after a storm. 

Hurricane shutters cost about $3,700 on average, ranging from $1,500 to 5,900, depending on the style, size, materials, and your location. Materials may include metal, plastic, fabric, or wood.

Additional cost factors to consider include the number of windows, the time of year you install, and necessary permits. Keep in mind that if you purchase and install hurricane shutters during hurricane season, namely June through November in most states, you can expect to pay more due to increased demand.

There are many ways to mitigate wind damage. Some of the most common methods include installing storm windows and doors and wind-rated garage doors. When you get a wind mitigation inspection, the inspector will also assess the condition and shape of your roof to see how well it will withstand strong winds.

Metal is one of the best types of hurricane shutters because they are the most durable and longest lasting option. This shutter type will likely cost more than other materials like plywood, but metal hurricane shutters are a permanent solution compared to the temporary nature of putting plywood over your windows during a hurricane. You should also consider hurricane panels and automatic roll-down shutters that are useful for emergency situations.

The Bath, NY homeowners’ guide to hurricane shutter services

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