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Vicky Schram

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Vicky Schram

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38 years of experience

The company was organized in July 1987 by its Founder/CEO Thomas L. VanDyk. We know you have many choices when shopping for a mortgage lender. We are proud of our Company and staff and will strive to deliver you great service at a great rate ! We would appreciate the opportunity to earn your business.

The company was organized in July 1987 by its Founder/CEO Thomas L. VanDyk. We know you have many choices when shopping for a mortgage lender. We are proud of our Company and staff and will strive to deliver you great service at a great rate ! We would appreciate the opportunity to earn your business.





Pieces of Enchantment

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Pieces of Enchantment

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17 years of experience

Pieces of Enchantment (stone works) Specializing in custom stone design and installation with a focus on building elegant, eco-friendly and structurally sound creations. I provide professional service, innovative design, quality material and custom installation. Stone is not sourced from local stone yards. This means that each project begins with a custom design before quarrying and installation and is truly one of a kind. Even so, the price for this work is competitive within the industry and affordable for most home owners' budgets. I have excellent references and appointments can made to see my completed projects in person. Go to www.piecesofenchantment.com to see more pictures. You can contact me at 505-916-1651 or by email at [email protected]. .

Pieces of Enchantment (stone works) Specializing in custom stone design and installation with a focus on building elegant, eco-friendly and structurally sound creations. I provide professional service, innovative design, quality material and custom installation. Stone is not sourced from local stone yards. This means that each project begins with a custom design before quarrying and installation and is truly one of a kind. Even so, the price for this work is competitive within the industry and affordable for most home owners' budgets. I have excellent references and appointments can made to see my completed projects in person. Go to www.piecesofenchantment.com to see more pictures. You can contact me at 505-916-1651 or by email at [email protected]. .


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AC Heating Plumbing

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AC Heating Plumbing

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14 years of experience

We are a Total Mechanical Company that does what our name imply's for residential and commercial. If you have a project call us for free advice or trip charge to give you a bid at the job site or in you home. We will travel anywhere in NM to help you out on that remodel or new construction Design and build.

We are a Total Mechanical Company that does what our name imply's for residential and commercial. If you have a project call us for free advice or trip charge to give you a bid at the job site or in you home. We will travel anywhere in NM to help you out on that remodel or new construction Design and build.

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Chimney Inspection questions, answered by experts

Unfortunately, home inspections do not check for asbestos because of the liability factor involved. That’s why you should hire a trained professional with specialized equipment to test for it. 

They will inspect all areas of the home and take samples of various materials to test. Opting for an asbestos inspection can prevent the risk of exposure to this hazardous material and save on costly repairs that may be required. 

As long as the home inspection reveals no problems with the property’s structure, it shouldn’t be an issue buying an underpinned home. In fact, a properly underpinned property can be more stable than houses that have never had structural issues. However, you could face a higher insurance premium if the property has a history of structural problems. You should always request a structural engineer’s report before making a final decision.

Whether or not to buy a home containing asbestos is ultimately a decision for the homebuyer, and there are several things to consider. When in good condition and contained, asbestos is unlikely to present a health risk—it’s when those tiny fibers are loose and airborne that they become a problem. Consider any renovations you plan on doing to the home that could disturb existing asbestos and the cost of removal. If an inspection finds asbestos in a home on the market, you could negotiate with the seller for a lower price, though this isn’t a sure thing.

Yes, many providers include video copies for your records. Confirm with your contractor.

If you suspect that your roof is leaking, you can hire a professional roofing contractor to inspect it to find the source of the issue. There are many possible reasons why your roof is leaking, including broken shingles, damaged flashing, clogged gutters, and more. A roof leak inspection will help you pinpoint the exact cause of the leak and the pro will suggest the best way to resolve it.

The La Plata, NM homeowners’ guide to chimney inspection services

From average costs to expert advice, get all the answers you need to get your job done.