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Repair Sewer Line questions, answered by experts

In the majority of cases, homeowners insurance will not cover a main sewer line root clog. The reason is that most insurance companies consider tree root damage to sewer lines as common wear and tear, which is also preventable. However, you may be able to buy optional add-on coverage, such as "service line coverage" or "sewer line endorsements," that would protect against root damage to your sewer line.

Most commercial liquid drain cleaners work in 15 to 30 minutes. Consult the label on the bottle for additional instructions or time suggestions to prevent damage to your drainpipes. Alternative solutions such as baking soda, salt, white vinegar, and/or boiling water can take longer since they are less harsh than liquid drain cleaners.

Homeowners insurance usually doesn’t cover sewer backups because it’s typically an avoidable problem with proper maintenance. The only exception would be if the backup is occurring because of local flooding and only if your city uses a combined drainage system for stormwater and sewage. If that’s the case, your policy should cover any resulting damage.

Costs vary by severity and access requirements. Typical pricing ranges from $100 to $350, increasing with complexity or for emergency services.

There are several homemade solutions for clearing a clogged sink that don’t involve pouring harsh chemicals down your drain. Start by pouring hot (but not boiling) water down the drain. This can help dissolve and flush away grease and gunk. A splash of dish soap down the drain can also cut through fat and make it easier to clear the drain. For a more stubborn blockage, grab a plunger and give it a few firm pumps to dislodge the clog.

The Hatch, NM homeowners’ guide to sewer line repair services

From average costs to expert advice, get all the answers you need to get your job done.