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Vicky Schram

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Vicky Schram

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38 years of experience

The company was organized in July 1987 by its Founder/CEO Thomas L. VanDyk. We know you have many choices when shopping for a mortgage lender. We are proud of our Company and staff and will strive to deliver you great service at a great rate ! We would appreciate the opportunity to earn your business.

The company was organized in July 1987 by its Founder/CEO Thomas L. VanDyk. We know you have many choices when shopping for a mortgage lender. We are proud of our Company and staff and will strive to deliver you great service at a great rate ! We would appreciate the opportunity to earn your business.



Pieces of Enchantment

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Pieces of Enchantment

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17 years of experience

Pieces of Enchantment (stone works) Specializing in custom stone design and installation with a focus on building elegant, eco-friendly and structurally sound creations. I provide professional service, innovative design, quality material and custom installation. Stone is not sourced from local stone yards. This means that each project begins with a custom design before quarrying and installation and is truly one of a kind. Even so, the price for this work is competitive within the industry and affordable for most home owners' budgets. I have excellent references and appointments can made to see my completed projects in person. Go to www.piecesofenchantment.com to see more pictures. You can contact me at 505-916-1651 or by email at [email protected]. .

Pieces of Enchantment (stone works) Specializing in custom stone design and installation with a focus on building elegant, eco-friendly and structurally sound creations. I provide professional service, innovative design, quality material and custom installation. Stone is not sourced from local stone yards. This means that each project begins with a custom design before quarrying and installation and is truly one of a kind. Even so, the price for this work is competitive within the industry and affordable for most home owners' budgets. I have excellent references and appointments can made to see my completed projects in person. Go to www.piecesofenchantment.com to see more pictures. You can contact me at 505-916-1651 or by email at [email protected]. .


Avatar for AC Heating Plumbing

AC Heating Plumbing

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AC Heating Plumbing

No reviews yet
14 years of experience

We are a Total Mechanical Company that does what our name imply's for residential and commercial. If you have a project call us for free advice or trip charge to give you a bid at the job site or in you home. We will travel anywhere in NM to help you out on that remodel or new construction Design and build.

We are a Total Mechanical Company that does what our name imply's for residential and commercial. If you have a project call us for free advice or trip charge to give you a bid at the job site or in you home. We will travel anywhere in NM to help you out on that remodel or new construction Design and build.


Advance Concept Construction

3.88(
16
)

Advance Concept Construction

3.88(
16
)
26 years of experience

Advance Concept Group is your one stop shop for contractor services. We will get your project done on time and on budget. We have designers, engineers, and craftsmen and we are self-performing – no subcontractors and no hassles. We pass the savings on to you. We do projects of all sizes, from changing light bulbs and fixing cabinet drawers to complete building demolition and new construction! We are licensed in construction, plumbing, mechanical and electrical – we do it all. And we are bonded and insured and offer a warranty on most services provided. And we always provide a free estimate. Call us first, and it will be your last phone call! For just some of our services or all, we come to you. Evening and weekend appointments are available. Call us for a free estimate! 877-425-1254 or (505) 715-5481

Advance Concept Group is your one stop shop for contractor services. We will get your project done on time and on budget. We have designers, engineers, and craftsmen and we are self-performing – no subcontractors and no hassles. We pass the savings on to you. We do projects of all sizes, from changing light bulbs and fixing cabinet drawers to complete building demolition and new construction! We are licensed in construction, plumbing, mechanical and electrical – we do it all. And we are bonded and insured and offer a warranty on most services provided. And we always provide a free estimate. Call us first, and it will be your last phone call! For just some of our services or all, we come to you. Evening and weekend appointments are available. Call us for a free estimate! 877-425-1254 or (505) 715-5481

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Chimney Inspection questions, answered by experts

The age of the well, installation methods, and maintenance logs can affect your home insurance premiums and any potential future claim. Mortgage companies can request proof of water quality before they approve the loan. Review all well information, including the Shared Well Agreement, before you make an offer to purchase.

The natural breakdown of uranium in soil, rock, and water can cause radon to appear in a home. The gas seeps into homes through cracks in foundations, walls, or floors, as well as through gaps around pipes or construction joints. Radon levels are influenced by soil composition, building materials, and ventilation. Poorly sealed or airtight homes can trap radon, allowing it to accumulate.

A pass/fail home inspection is a type of inspection that a buyer pays for with the understanding that the results will not allow for renegotiation. It’s most common in situations where the buyer waives a home inspection contingency to get their offer accepted when there’s a lot of competition for the home. The buyer will accept the house as-is without requesting repairs or renovations to fix potential issues, or they will consider the inspection a fail and will back out of the deal, losing out on the cost of the home inspection.

Yes, shipping container homes have a very high resale value if they’ve been well maintained over the years. You can resell this home similar to how you’d resell any home. The value depends on the market and the condition. As a bonus, you can transport many container homes depending on the design, which makes them easier to sell if the local market is challenging. 

Yes, in most cases, you can back out of your offer if you’re unsatisfied with something in the inspection. However, there is usually no recourse for doing so. The only exception would be if you waived the home inspection, a somewhat common practice to get your offer accepted in a highly competitive market. Waiving the home inspection doesn’t prevent you from getting an inspection, but you usually can’t walk away from the home after the inspection if there’s something wrong.

The Counselor, NM homeowners’ guide to chimney inspection services

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