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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

While water bugs are considered generally harmless to humans, they can bite humans if threatened. Cockroaches are often incorrectly mistaken for water bugs. In this case, cockroaches can bite but are unlikely to bite humans. 

Water bug bites can be very painful and cause symptoms such as redness, swelling, and allergic reaction. Bites will usually heal on their own. However, if you experience severe symptoms or an allergic reaction, seek medical help immediately.

Yes, in some cases, but only if you’re dealing with subterranean termites. These colonies live in the soil and can often be treated using liquid barriers or bait systems. Drywood termites are much more destructive and often require whole-structure fumigation to fully eradicate them. If you’re wondering how to get rid of termites without tenting, it’s best to consult a pest control professional to assess the type and severity of your infestation.

The most widely touted method for removing fruit flies is the combination of apple cider vinegar and dish soap. Since the soap causes the flies to sink, you can leave this trap open for maximum potency and easy fly access.