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They’re both types of wood-burning fireplaces, but a wood fireplace is built directly into a wall and attached to a chimney. A built-in wood fireplace often has an open hearth, although some models have an enclosed hearth. On the other hand, a wood-burning fireplace insert is a self-contained box that slides into an existing fireplace opening.

Yes, there are regulations on using wood stoves, particularly concerning emissions and installation standards. The Environmental Protection Agency (EPA) sets emission limits for wood stoves to ensure they burn cleaner and more efficiently. Additionally, local building codes may have specific requirements for installation and venting, so it's essential to check with local authorities before installing or upgrading your stove.

In most homes, your chimney and HVAC are separate from each other. However, you can use your chimney to save on heating costs in the winter. Turn off your HVAC system and start a cozy fire, then watch the electric bills drop during the coldest months. Make sure your flue is closed when not in use so that you don’t end up pumping heat or cool air from your system outside.

Installing a fireplace insert can get you more heat without replacing the whole fireplace and chimney. Other benefits include their convenience (you can turn them on and off with a simple flip of a switch), safety (most models have built-in sensors that will turn off the fireplace if they detect carbon monoxide), a modern aesthetic, and superior energy efficiency.