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Fireplace inserts can increase home value when installed correctly. Since they improve heating efficiency significantly, this will be a bonus to homeowners who are looking for a functional alternative heat source. Plus, inserts are less maintenance and less of a liability than a traditional fireplace. You’re very likely to recover fireplace insert installation costs when you sell your home.

The length of time it takes to repoint your chimney depends on its design and the extent of damage, but generally, the process takes a couple of days. You can expect just one to two days for a small job or up to four days for a larger chimney or more complex project.

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

You don’t need electricity for a wood-burning stove unless it has a blower fan. Some wood-burning stoves include blower fans to help with heat distribution, but blower fans have a motor and use electricity to power the fan. You can still operate a wood stove without using the blower fan, so it’s a good source of heat if you have a power outage or are looking to lower your electric bill during winter.