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If you’re wondering why tree trunks are painted white in your area, it’s usually to prevent sunscald, a condition where extreme shifts in temperature can cause tree bark to split. Fruit trees are especially vulnerable to sunscald, so this treatment is worth considering if it’s something that affects your trees.

Burning a tree stump can be effective, but it comes with safety considerations and isn’t always best for every situation. It's essential to check local regulations and assess the safety risks involved. Stumps that are near wooden structures or other non-moveable flammable objects aren’t good candidates for burning due to the risk of the fire spreading. Alternatives like grinding or a DIY stump rotting project might be safer and quicker for getting the job done.

It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.