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No, homeowners insurance does not typically cover moving expenses. Homeowners insurance provides coverage and pay-outs if you experience damage to the home you currently live in. You’ll need to save separately for moving expenses like hiring movers, renting a tow truck, or shipping your belongings.

Traveling with your automobile over short distances when moving is typically less expensive than shipping it with a transport company. However, consumers start to break even at around 500 miles. It's typically less costly and worth shipping your car with a professional transport company if the distance you're going exceeds 500 miles.

When loading a moving truck, the general rule is to load the heaviest and largest items first to create a stable base at the front of the truck, which helps balance the weight. You can start with large furniture like sofas, beds, mattresses, and tables to form a solid foundation, or begin by placing your heaviest boxes against the truck's walls to create a base layer. After the base is set, continue loading other large items like appliances and square furniture. Lighter and smaller objects, including most of your boxes, should be loaded last. They can be packed into gaps, around, and on top of the heavier items to maximize space. Following this order makes unloading easier and helps prevent damage to your belongings.

Yes, there are sometimes hidden costs when hiring a moving company. These can include fees for packing, handling, and assembling specific large items, fees for packing materials used, and charges for trips over a certain mileage. To avoid hidden fees, always request a detailed quote before booking or paying a deposit.