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Tree Service questions, answered by experts

No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

Whether tree roots will continue to grow after a tree has been cut down depends on the species. Some tree roots will eventually die because they can no longer get nutrients through photosynthesis. However, other species that reproduce through root sprouts can continue to grow and produce new sprouts for seven years or more. For example, the roots of elms, ficus, and willows tend to regrow aggressively, while the roots of pines, oaks, and maples will typically die. To determine if a root system is still active, look for new sprouts on the old trunk, stump, or any exposed roots.

Dead tree branches should be removed, because they can cause the tree to lose nutrients. They can also make the tree more susceptible to disease and pests. Removing dead and diseased branches can help the tree recover and increase the odds of saving a dying tree. Make sure to prune the tree correctly to avoid damaging it further.

The Christmas tree type that smells the best to you will ultimately depend on personal preference. But if that classic Christmas tree smell is important to you, choosing a type of tree known for its scent is a safe bet. Try a balsam fir for a spicy, comforting scent or a Douglas fir for a sweeter smell. You may also like Fraser firs, Scotch pines, and blue spruces.

For trimming trees, your best tool is a pair of pruning shears or loppers. Both options work best for branches that are under 3 inches in diameter. Trimming trees with a larger diameter may require a robust tool like a small chainsaw or a handsaw, so take into account your tree’s diameter when deciding between tools.

The Valentine, NE homeowners’ guide to tree services

From average costs to expert advice, get all the answers you need to get your job done.