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Tree Service questions, answered by experts

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Removing tree stumps is a dangerous and complex job that requires a high level of expertise. Many landscapers specialize in general lawn care and maintenance. But, some may have the proper licensing and qualifications needed to safely remove tree stumps. In most cases, though, landscapers will refer you to a local tree removal or stump grinding company.

Most experts recommend removing a tree that has sustained more than 25% loss in the limbs, trunk, or circumference of the bark. Doing an initial trimming of damaged and dangling branches, but then waiting a few days of monitoring to decide how much more you might need to cut can help you better assess the total damage to the tree. However, consulting a tree maintenance pro to make this determination the best course of action before removing a tree.

If you aren’t sure what you’re doing, be very careful when cutting mature tree roots (roots larger than 2 inches). Root cutting and pruning can affect both a tree’s stability and its ability to nourish itself. Issues during root cutting can result in damage or injury. 

It’s recommended you call in a pro to help, unless it’s a very small tree and you aren’t worried about the prospect of losing the tree.

There are a few differences between tree guying and tree staking. Tree guying requires anchor stakes that are shorter and stronger than regular stakes and are driven deeper into the ground at an angle away from the tree. Tree staking uses longer stakes that are set parallel to the tree and are used for smaller trees. Consult a local tree professional to determine which method is best for your tree.

The Valentine, NE homeowners’ guide to tree services

From average costs to expert advice, get all the answers you need to get your job done.