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Whether your homeowners insurance covers a pool leak depends on your specific policy, so it's essential to check your policy documents before taking on any repairs. Typically, leaks caused by a covered event, such as a fallen tree branch or a fire, may be covered. However, leaks resulting from general wear and tear or poor maintenance are usually not. It is also a good practice to review your homeowners insurance policy before installing a pool to fully understand your personal liability and coverage.

Most importantly, you should never cut corners when building a pool. Whether it’s an in-ground or aboveground, poorly constructed pools are dangerous to both the swimmers and your property. Leaks can even lead to home foundation damage. While you can DIY smaller elements of pool installation, always hire a contractor to oversee the process.

In-ground pools lose water naturally due to wind, heat, and humidity. They also lose water from the kiddos' cannonball competitions. But be mindful of the water level. If it drops too low and the pump draws in air instead of water, it will likely be damaged and require repair or replacement.

Generally speaking, most municipalities require you to get a permit when you build a pool. Whether or not you need a permit to install a plunge pool will depend on your local laws. It’s always better to check with your HOA and town clerk before digging for a new pool. Otherwise, violations could result in hefty fines.