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Plaster Repair questions, answered by experts

Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.

Many services include repainting to match the existing surface. Confirm with your provider.

Costs range from $200 to $800, depending on the area size and damage severity.

Once you’ve contained the leak, the average cost to repair a ceiling ranges from $419 to $1,359. But small ceiling patches can cost around $150. The cost to fix a leak in the ceiling will depend on the size of the affected area and the extent of the damage. As always, a pro is the best person to give you a quote on your specific situation.

Look for flaking paint or air bubbles that burst and then flake away. Paint will begin to flake after being exposed to minimal moisture or water, so it’s a good indicator of any water damage. If you notice your paint starting to flake, feel the plaster underneath to see if it is soft or damp.

The Ainsworth, NE homeowners’ guide to plaster repairs

From average costs to expert advice, get all the answers you need to get your job done.