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Plaster Repair questions, answered by experts

Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.

Regular inspections and cleaning to prevent moisture or pest issues.

Look for flaking paint or air bubbles that burst and then flake away. Paint will begin to flake after being exposed to minimal moisture or water, so it’s a good indicator of any water damage. If you notice your paint starting to flake, feel the plaster underneath to see if it is soft or damp.

Plaster ceilings can sag for several reasons. In some cases, the plaster and other building materials shift and come apart over time, which is why you’ll commonly find drooping plaster ceilings in older homes. Improper installation, foot traffic, and water damage—often from a leaky roof or a broken pipe—can also cause plaster ceilings to sag.

While it’s most common to sand plaster dry, it is possible to wet-sand plaster, too. Doing so can reduce the amount of plaster dust released into the air and make it easier to work in smaller, more delicate areas (such as around wall trim). However, some people find that wet sanding leads to more imperfections, which is why larger walls are more often dry sanded to ensure an even finish.

The Walhalla, ND homeowners’ guide to plaster repairs

From average costs to expert advice, get all the answers you need to get your job done.