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Plaster Repair questions, answered by experts

Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.

Painting or plastering over water-damaged wall plaster is only a temporary fix and doesn’t fix the real problem. If you must, wait until the surface is completely dry before applying a new layer. However, we recommend you remove the damaged plaster and properly perform a repair or hire a professional to do it. Water damage repair is normally covered by your home insurance.

If you already have plaster walls and ceilings, adding new plaster costs $2 to $10 per square foot. For an average-sized room, that would come out to $1,200 to $10,000. However, the cost to replace plaster with drywall is higher—running between $720 and $1,250 for a 10-by-8-foot wall or ceiling (not including drywall finishing).

Plaster is a beautiful finish but is labor-intensive to install and remove. It’s vulnerable to cracking and more sensitive to moisture variance than drywall. Installing plaster on a new wall is an expensive process that can take days to weeks, depending on the scope. Removing a plaster wall can also be quite expensive and time-consuming.

Skimming is covering drywall with a layer of drywall compound after installation or to smooth old walls. Plastering is covering walls with a mixture of gypsum or lime, cement or sand, and water. Plastering is more costly and labor-intensive than skim coating. Some homeowners and professionals refer to skim coating as plastering, even though the material spread over the wall is totally different.

The Grafton, ND homeowners’ guide to plaster repairs

From average costs to expert advice, get all the answers you need to get your job done.