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One scorpion sighting doesn’t necessarily mean there’s an infestation, but finding a scorpion in your home should always be taken seriously. Don’t panic, though, as that will only make the situation more stressful, and you may act irrationally out of fear. Most scorpions have extremely painful stings that cause swelling and redness, but they’re not life-threatening.

However, while not all species are dangerous, the Arizona bark scorpion, which is common in the southwest U.S., is highly venomous and potentially deadly to humans. Never attempt DIY removal if you suspect it may be the Arizona bark scorpion—instead, contact a pest control professional immediately for safe, effective scorpion removal

If the cat is stray (you noticed a collar or other signs of domestication), the kind thing to do is to try and find the owner. Call around to other neighbors to see if they can lead you in the right direction. If you can get close enough to snap a picture, try posting an image of the cat to local community groups and pages on social media. 

If the cat is feral, you can try to humanely trap them and participate in a local shelter’s TNR program. Before attempting capture, call around to local rescues and shelters to make sure one near you does participate in a TNR program. They may even be able to catch the cat for you.

While cockroaches can contaminate appliances and their contents, they won't cause damage. Cockroaches can spread bacteria like E. coli and salmonella, making it important to keep them out of places where food is stored, such as a refrigerator. When it comes to electronics, however, cockroaches could potentially damage internal electrical components. As the pests navigate inside a TV or console, they may touch high-voltage components that could short out your product. This damage could lead to costly repairs or require replacements.

No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.