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Yes, you can install siding over stucco, but it's crucial to ensure the stucco is in good condition first. Before proceeding, inspect the stucco for any signs of damage, leaks, or mold growth. If you discover water damage, mold, or have ongoing leak issues, it's recommended to remove the stucco completely. This step prevents future problems like mold and pest infestations and allows a professional to repair or replace any damaged sheathing underneath. If the stucco is sound, the installation process involves attaching furring strips to the wall's framing directly through the stucco. The new siding is then installed onto these furring strips. A professional may also need to adjust window and door openings to prevent them from being recessed behind the new siding, which can cause aesthetic issues and create potential leak points.

To calculate how much siding you need for exterior walls, first measure the height and width of the rectangular walls. For the triangular gable walls, measure the width and then the height from the ground to the tallest gable point.

• For the rectangular walls, the calculation is: length x height

• For the triangular gable walls, the calculation is: (length x height) / 2

Once you add these up, include an additional 10% to account for any wastage.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Composite siding is very resistant to warping that can affect some other sidings. Because of its composition, this siding doesn’t have the same risks of moisture damage that can cause rotting, buckling, and warping. Composite material doesn’t warp in high temperatures the way some kinds of vinyl siding can.

That said, composite siding is not entirely immune from moisture damage. It should still be properly installed so that moisture can properly drain from behind the siding, and protected by eaves and clean gutter so the siding doesn’t get repeatedly soaked by rain, which could lead to damage.