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Septic drain lines (or leach lines) are typically buried between 18 and 36 inches underground, and should be at least 6 inches below the surface. These pipes are perforated and surrounded by filtering materials like sand or gravel. Burying the lines at this depth helps minimize odors and allows bacteria and other biological processes in the soil to effectively treat the wastewater. Burying lines too close to the surface can cause issues unless the soil is very compact and stable.

Slab foundations are more affordable than crawl spaces because they require minimal excavation, as the slab sits directly on the ground or on footers that only sink a few feet into the ground. Crawl spaces require excavation of the entire footprint of the home to several feet below the surface. Not only does that mean higher labor costs, but more materials are necessary for the concrete foundation walls.

To determine whether your homeowners' insurance will cover crawl space repair, consider the cause of the issue. Repair may be covered if the problems were caused by an event that the insurance covers, such as vandalism or a windstorm. However, companies won't cover the repair if the issues are caused by neglect or wear and tear.

You can bury underground electrical wire six inches deep—but only if you use a rigid metal electrical conduit. For rigid, non-metallic conduits, bury the wire at least 12 inches deep. If using an underground feeder cable rated for direct burial, you'll need to place it at least 18 inches deep, as it has no conduit for extra protection.