Get matched with top fire pit installation pros in Oak Grove, MO

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

Homeowners insurance can be voided in several scenarios. That can include making too many claims in a short period of time, leaving a home vacant for an extended period of time, renting out a home or room illegally, using a home as a business illegally, and any kind of criminal activity connected to the home.

Regular professional chimney cleaning and a well-fitting chimney cap are two of the most effective measures to help prevent flue blockages. Annual cleaning keeps the flue from developing a thick layer of creosote. The chimney cap keeps debris out and stops critters from going down your flue for shelter while carrying clog-worthy nesting material.

You can fireproof an existing door to some extent, but it's better to remove the old door and replace it with a fire-rated model. Anything dealing with extreme heat needs rigorous testing and a door you DIY fireproof will not undergo the same safety measures as a premade one. Consider a door with a rating of at least 30 minutes or more in residential areas.