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There are several methods to hollow out a tree stump, and the best one depends on your tools, experience, and priorities. Common methods include using a chisel and hammer, a chainsaw, or burning.

• Chisel and Hammer: This is often considered the easiest approach for those with limited tools or experience, though it is the most time-consuming.

• Chainsaw: Using a chainsaw is the fastest method, but it comes with significant safety risks, especially for inexperienced users.

• Burning: This can be an effective method, but it is not recommended unless you can first drill holes into the stump. Without holes, the stump will be difficult to light and may not burn completely through.

A power drill with at least a ⅜-inch diameter bit can make the job quicker and easier, regardless of the primary method. While you can use a chisel or chainsaw without a drill, it will require more time and effort. Always wear protective goggles and thick gloves, as splinters are an inevitable risk.

No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

Generally, if your neighbor’s tree hangs over your yard, you can legally trim overhanging branches. Keep in mind that you cannot cross your property line to cut the trees, and if you damage the tree by trimming it, your neighbor could sue you. Depending on the type of tree and value, this could mean dishing out two to three times the value of the tree.

It’s worth noting that the specifics of this type of tree maintenance and the guidelines around it may vary by location. Do your research and, most importantly, consult with your neighbor.

If it’s only a smaller branch that has died and you’re keeping an eye on the tree, it’s probably nothing to worry about. But if other nearby branches start dying off as well, or a very large branch dies, then you likely have a bigger problem. It’s time to watch for diseases and other problems and possibly get professional guidance on how to proceed.