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It takes anywhere from three to seven years for a stump to decompose on its own. This timeframe can depend on the kind of tree and your climate. The lower to the ground the stump is, the faster it rots. If you kill a tree stump with salt, boiling water, herbicide, light deprivation, or burning, the tree stump decomposes faster. 

Yes, it is highly recommended to remove tree stumps. Leaving them in the ground can lead to several problems, as they are not only unsightly but can also reduce your property's value. Stumps can obstruct landscaping plans, make mowing difficult, and hinder new growth. More importantly, they are prime breeding grounds for pests like termites, ants, and mice, which can spread to your home and cause costly damage to its wood and foundation. Stumps also attract fungi and diseases that can infect other healthy trees and plants in your yard. As a stump decays, it might sprout new, unwanted shoots. While removing a stump is an investment, it prevents these potential issues and enhances the safety, health, and appearance of your landscape.

You can remove a small tree from your yard if there’s space for the tree to fall, you have the right tools and safety equipment, and you follow a clear plan of action. You’ll just want to follow the steps above carefully, and ideally, you will have experience doing similar tasks. If you have any doubts that you can do this project safely, though, you should hire a pro.

On average, tree removal costs around $750, with a typical range between $200 and $2,000. The final price depends on several factors, including the tree's height, trunk diameter, species, and overall health. Accessibility is also a key factor; costs will be higher if the tree is in a hard-to-reach area or located near structures like power lines or your home. Additional costs may apply for services such as stump removal (which can add $100 to $150), log-splitting, debris cleanup, and obtaining necessary permits. It is also customary to tip the professional, usually between $20 and $100.