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No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.

Yes, badgers are aggressive mammals, which is why it’s important to safely remove them from your home or garden area as soon as possible. Keep in mind though, badgers rarely attack pets or people, but their sharp claws and even sharper teeth can make them dangerous if they feel threatened.

Poison will kill small rodents and can seem like the quick and easy way to get rid of them. But—in addition to its inhumane nature—poison has some drawbacks. First of all, if you have small children or pets in the home, setting out poison isn't the best idea, as your pets or children could ingest it. 

Poisoned mice and rodents don't die instantly. Instead, it can take several days for the poison to work its way through their system. In the meantime, there's a chance that a predator, such as a cat, fox, or other mammal, will eat the poisoned rodent and become poisoned themselves.

Typically, fleas won’t take up residence in human hair. Their natural preference is to live on the fur of animals, but they can bite and infest humans on a temporary basis. If there is a significant flea infestation in the surrounding environment, humans may inadvertently become a host. Again, though, this is a rare occurrence.