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Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Homeowners insurance generally won’t cover stucco damage unless it’s caused by a covered event like a storm or fire. You’ll need to pay out of pocket for damage caused by age, wear and tear, lack of maintenance, or faulty installation. Consult your policy for the specifics of what stucco damage is covered and what isn’t.

Solid, unpainted stucco shouldn’t suffer damage from dots of glue used for this task. If the stucco is dirty, you may notice slight marks when you heat and peel the glue away, but these aren’t permanent.

However, not all stucco walls are solid stucco. Some are “faux” stucco with a foam backing. This kind of stucco veneer is more susceptible to damage, including damage from hot glue. We don’t suggest attaching anything to these kinds of stucco walls, so make sure you check the stucco type before starting this project.

The best adhesive that works on stucco is usually a product specified for use on stucco or concrete surfaces. The adhesive will need to be strong to grip the stucco, but should also wipe away clean when used in a temporary application. You can also consider using super glue or hot glue on stucco.