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Stucco questions, answered by experts

Stucco is very challenging to DIY, so it’s always best to leave the work to professional stucco contractors. The same recommendation applies to painting a stucco house, which should be left in the reliable hands of a professional exterior painter. Inexperienced DIYers can make several critical mistakes during stucco application, such as:

  • Failing to apply sufficiently thick layers for longevity and water resistance

  • Uneven application

  • Uneven texture across the exterior

  • Mixing the stucco improperly, leaving a weak structure

  • Failing to texture properly in between coats, leading to cracking and chipping

A standard drill will work just fine if you’re drilling small holes, and only a few of them. But anything with a diameter larger than 3/8 inch is best done with a hammer drill, since it is stronger, faster, and also makes your drill bits last longer. While you don’t absolutely need a hammer drill for stucco, it is a worthy investment if you think you might drill more holes down the road.

The best exterior paint finish for stucco is a flat or low-gloss finish. A high-gloss finish will show imperfections in the stucco and give it a candy-coated look that many homeowners don’t like. The best types of exterior paint to use on stucco are acrylic, masonry, and elastomeric. However, acrylic is recommended because it is both durable and breathable.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Costs range from $500 to $2,000, depending on the damage size and texture matching.

The Brimley, MI homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.