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Fencing questions, answered by experts

Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

Pickets should sit at least 2 inches off the ground to encourage groundwater to flow underneath. Pickets can sit as much as 6 inches off the ground, but setting it any higher could let pets in or out of your yard unintentionally. These are not to be confused with the fence posts anchored underground with soil or concrete footing.

Check for gaps or weak spots where your dog could escape and seal them. Remove toxic plants, chemicals, and potentially hazardous items. The list includes cocoa bean mulch, which is harmful to pups if ingested.

It's also essential to provide shade and fresh water. You may want to consider installing a dog-friendly surface on concrete areas like artificial turf. Additionally, regularly inspect for potential hazards, such as sharp objects or broken glass. Most importantly, supervise your dog during outdoor time to ensure their safety.

You'll pay less on average for the cost of a wooden fence compared to aluminum. However, the price highly depends on the type of wood, the fence design, and extra additions like gates and coats of paint. For example, you may pay less to install an aluminum fence since the panels anchor in the ground, whereas wood fences often take longer to construct, especially picket fences.

The most common height of a front yard fence is around 3 feet high, but it can vary depending on your zoning laws. If your fence is meant to create privacy, something closer to 6 feet or higher will do the trick. Most of the time, the highest fence you’ll see is 8 feet tall.

The Onekama, MI homeowners’ guide to fencing services

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