Get matched with top fireplace pros in Okemos, MI

Both wood-burning stoves and fireplaces can emit smoke and other combustion gases that are harmful to human health. According to the American Lung Association, wood smoke can lead to coughing and wheezing as well as long-term health impacts like increased risks for heart attacks and stroke. 

Newer models meet the modern efficiency standards set in 2020 by the Environmental Protection Agency for cleaner burning, more efficient wood stoves. Regular maintenance can also minimize smoke.

Fireplaces can theoretically help you save on heating bills if you lower the temperature throughout the rest of your home and heat only a single room that you occupy using the fireplace. However, in most cases, homeowners won’t save any money on heating bills. Gas and electric fireplace inserts could actually lead to a spike in your respective energy bills if you use them frequently, and if you don’t keep up with chimney maintenance and repairs, your traditional masonry fireplace could actually be a source of heat loss in the winter.

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.

To build a patio with a built-in fire pit, expect to pay an average of $6,750. The cost to build a patio alone is an average of $3,500. Although the cost of construction is higher, the patio and fire pit combination offers a better resale value than a patio alone or a patio with a fire pit add-on.