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The actual construction time required to repair your roof may only be a few hours, but it could also be a couple of days for extensive repairs or a large roof. But you may find yourself having to wait weeks for the insurance claim to go through, including having the adjuster visit your home and make their report. After your claim has been approved, there may be a wait time for roofing materials or to find time on a contractor's schedule.

Repairs take 2-6 hours, but extensive frame replacements may extend the timeline.

In many areas, chimney repair companies need to be licensed, but it depends on your state and local municipality. You can check with your local building department to see if companies need licenses, and then you can use Angi’s license lookup tool to confirm that the company you’re considering holds the proper license. It’s a good idea to confirm that the professional is fully insured, and you can ask about certification from organizations like the Chimney Safety Institute of America (CSIA). These certifications aren’t mandatory, but they help ensure a professional repair.

Homeowners insurance may cover the cost to tarp a roof if the type of damage falls within your coverage. For example, roof damage caused by a natural disaster may fall within your plan, and the cost of a temporary tarp may be incorporated. In general, however, simply tarping your roof for renovations will often not fall under insurance coverage.