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*The Angi rating for Home Warranty companies in Stevenson, MD is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

*The HomeAdvisor rating for Home Warranty companies in Stevenson, MD is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

Last update on November 23, 2025

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Avatar for Loss Recovery Experts

Loss Recovery Experts

5.00(
2
)

Loss Recovery Experts

5.00(
2
)
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Free Insurance Consultation - Do I have a claim or not? Take the first step toward a successful interaction with your Insurance Company with a free insurance consultation from M. Patrick Sauer your Loss Recovery Expert in Baltimore, Maryland. At an initial meeting, we’ll determine if we can help. Not all homes qualify for our service and some policies don’t cover certain damages. But for properties with damage, our service can be the difference between a minimal payout from the insurance company and getting what your policy entitles you too.

Free Insurance Consultation - Do I have a claim or not? Take the first step toward a successful interaction with your Insurance Company with a free insurance consultation from M. Patrick Sauer your Loss Recovery Expert in Baltimore, Maryland. At an initial meeting, we’ll determine if we can help. Not all homes qualify for our service and some policies don’t cover certain damages. But for properties with damage, our service can be the difference between a minimal payout from the insurance company and getting what your policy entitles you too.

MoistureTech Consulting

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MoistureTech Consulting

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35 years of experience

My primary business is consulting on buildings that have construction defects that allow moisture intrusion, rot, mold, etc. I also work with builders on new buildings to assist in the sequencing and selection of products to prevent moisture intrusion, promote long-term building performance, ie., concrete curing, roof flashing, window and door installation, moisture barriers, basement waterproofing, etc.

My primary business is consulting on buildings that have construction defects that allow moisture intrusion, rot, mold, etc. I also work with builders on new buildings to assist in the sequencing and selection of products to prevent moisture intrusion, promote long-term building performance, ie., concrete curing, roof flashing, window and door installation, moisture barriers, basement waterproofing, etc.

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Home Warranties questions, answered by experts

You may be able to negotiate an as-is purchase, but many sellers who list their homes as-is aren’t willing to lower their asking price since they’ve already accounted for the price of repairs. Homes are often listed as-is for a quick sale, so there’s a chance a seller may negotiate in order to make the sale—it never hurts to ask.

The answer is mixed when it comes to whether you can expect your home warranty to cover a shower pan leak. While a home warranty is designed to cover costs for the repair or replacement of appliances and major home systems, most plans don't cover water damage. However, plumbing may be covered. When looking at home warranty versus home insurance, it's helpful to know that most homeowners insurance policies do cover sudden and accidental water damage originating from inside the house. 

Home warranties are like home insurance policies when it comes to pest control—they do not cover pest control services or pest-related damage. However, some companies may offer limited add-ons with dollar caps or the exclusion of a specific pest. Consult your home insurance provider to determine their guidelines for pest coverage.

Most home warranties cover either home appliances or home systems, and some cover both. Appliance packages will usually include protection for all kitchen appliances, like refrigerators, ovens, stoves, built-in microwaves, and dishwashers, with some covering washing machines and dryers. Systems-only plans normally cover the plumbing, electrical, and HVAC systems, as well as most of the components. Combination plans cover the major appliances in addition to home systems.

The average cost of routine home maintenance is about 1% to 4% of your home’s total value every year. Larger projects like replacing a roof or repairing a foundation may end up costing you more, but it’s a good idea to set aside money for maintenance costs every year so you can keep your home in good shape.

The Stevenson, MD homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

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  • Mother cooking with her daughter
    Dan Simms
    •

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.