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Avatar for Loss Recovery Experts

Loss Recovery Experts

5.00(
2
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Loss Recovery Experts

5.00(
2
)
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Free Insurance Consultation - Do I have a claim or not? Take the first step toward a successful interaction with your Insurance Company with a free insurance consultation from M. Patrick Sauer your Loss Recovery Expert in Baltimore, Maryland. At an initial meeting, we’ll determine if we can help. Not all homes qualify for our service and some policies don’t cover certain damages. But for properties with damage, our service can be the difference between a minimal payout from the insurance company and getting what your policy entitles you too.

Free Insurance Consultation - Do I have a claim or not? Take the first step toward a successful interaction with your Insurance Company with a free insurance consultation from M. Patrick Sauer your Loss Recovery Expert in Baltimore, Maryland. At an initial meeting, we’ll determine if we can help. Not all homes qualify for our service and some policies don’t cover certain damages. But for properties with damage, our service can be the difference between a minimal payout from the insurance company and getting what your policy entitles you too.








Warrantech

1.00(
3
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Warrantech

1.00(
3
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Emergency services offered

Additional phones - (800) 833-8801, (212) 220-7120, (817) 785-5588, (800) 228-2731, (800) 541-6014, (800) 577-6624, (800) 723-1154, (817) 785-6124, (817) 785-8601, (877) 263-7403, (888) 446-8008, (888) 792-3495. Additional faxes - (817) 358-1165, (817) 785-6103, (212) 220-7130. Additional DBAs - AmTrust Financial Services Inc, Warrantech Automotive Inc. Additional contact names - Maribel Barron, Compliance Paralegal, Kevin. Additional e-mails - [email protected], [email protected], [email protected].

Additional phones - (800) 833-8801, (212) 220-7120, (817) 785-5588, (800) 228-2731, (800) 541-6014, (800) 577-6624, (800) 723-1154, (817) 785-6124, (817) 785-8601, (877) 263-7403, (888) 446-8008, (888) 792-3495. Additional faxes - (817) 358-1165, (817) 785-6103, (212) 220-7130. Additional DBAs - AmTrust Financial Services Inc, Warrantech Automotive Inc. Additional contact names - Maribel Barron, Compliance Paralegal, Kevin. Additional e-mails - [email protected], [email protected], [email protected].


MoistureTech Consulting

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MoistureTech Consulting

No reviews yet
35 years of experience

My primary business is consulting on buildings that have construction defects that allow moisture intrusion, rot, mold, etc. I also work with builders on new buildings to assist in the sequencing and selection of products to prevent moisture intrusion, promote long-term building performance, ie., concrete curing, roof flashing, window and door installation, moisture barriers, basement waterproofing, etc.

My primary business is consulting on buildings that have construction defects that allow moisture intrusion, rot, mold, etc. I also work with builders on new buildings to assist in the sequencing and selection of products to prevent moisture intrusion, promote long-term building performance, ie., concrete curing, roof flashing, window and door installation, moisture barriers, basement waterproofing, etc.

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Home Warranties questions, answered by experts

A seller’s home warranty normally excludes intentional damage, issues that arise due to a lack of maintenance, and cosmetic repairs. Each warranty can also have specific exclusions, like certain types of heating or cooling systems and certain components within your appliances and home systems. Most home warranties will also have coverage caps, and once you reach payouts that match the caps, all repairs will be excluded.

The main types of home warranties cover the basic essentials, but additional plan types focus on specific areas such as:

  • Appliance plan: This plan covers typical household appliances like refrigerators, stoves, washer and dryer, built-in microwaves, and dishwashers. It costs $360 and $540 per year

  • System plan: Costing between $360 and $540 per year, this plan covers central home systems like HVAC, plumbing, electrical, and water heaters. 

  • Combination plan: This plan type covers both systems and appliances, costing between $545 and $1,500.

Several government-backed lending programs can help first-time home buyers purchase a home with little money down. FHA, USDA, and VA loans are options for qualifying borrowers, though many conventional mortgage lenders will lower down payment rates to as low as 3 percent.

Many policyholders wonder if home warranties will cover pest control services. Unfortunately, for most basic plans, they don’t. However, some companies offer premium plans and add-ons that can cover pest control, but even these will often come with limitations. It's crucial to review the specific details of your home warranty policy to determine if pest control is covered and to understand any limitations, such as maximum payout amounts or specific pest exclusions.

Before you replace your windows, check your home warranty. Many home warranties don’t cover windows at all, while some have specific clauses about what they will and will not cover and what might void the warranty. If you have any questions, reach out to your insurance specialist, and never make assumptions.

The Brooklandville, MD homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

  • Mother cooking with her daughter

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.

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