Get matched with top fire pit installation pros in Dundalk, MD

Homeowners insurance can be voided in several scenarios. That can include making too many claims in a short period of time, leaving a home vacant for an extended period of time, renting out a home or room illegally, using a home as a business illegally, and any kind of criminal activity connected to the home.

Absolutely! Smoke alarms are lifesavers. According to the National Fire Protection Association (NFPA), per 1,000 reported home fires, homes without working smoke alarms have a death rate nearly twice as high as those that do have working alarms. So remember to ensure you have enough installed in your home and that they are working and in good shape.

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

When a carbon monoxide alarm goes off, you should always take it seriously. Infrequent and occasional chirps often point to a low battery, a faulty device, or dust buildup (this usually affects smoke detectors and not standalone CO detectors). A continuous alarm signals an emergency, and you should immediately evacuate and call 911. When it comes to carbon monoxide in your home, it’s better safe than sorry.