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Avatar for Loss Recovery Experts

Loss Recovery Experts

5.00(
2
)

Loss Recovery Experts

5.00(
2
)
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Free Insurance Consultation - Do I have a claim or not? Take the first step toward a successful interaction with your Insurance Company with a free insurance consultation from M. Patrick Sauer your Loss Recovery Expert in Baltimore, Maryland. At an initial meeting, we’ll determine if we can help. Not all homes qualify for our service and some policies don’t cover certain damages. But for properties with damage, our service can be the difference between a minimal payout from the insurance company and getting what your policy entitles you too.

Free Insurance Consultation - Do I have a claim or not? Take the first step toward a successful interaction with your Insurance Company with a free insurance consultation from M. Patrick Sauer your Loss Recovery Expert in Baltimore, Maryland. At an initial meeting, we’ll determine if we can help. Not all homes qualify for our service and some policies don’t cover certain damages. But for properties with damage, our service can be the difference between a minimal payout from the insurance company and getting what your policy entitles you too.







MoistureTech Consulting

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MoistureTech Consulting

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35 years of experience

My primary business is consulting on buildings that have construction defects that allow moisture intrusion, rot, mold, etc. I also work with builders on new buildings to assist in the sequencing and selection of products to prevent moisture intrusion, promote long-term building performance, ie., concrete curing, roof flashing, window and door installation, moisture barriers, basement waterproofing, etc.

My primary business is consulting on buildings that have construction defects that allow moisture intrusion, rot, mold, etc. I also work with builders on new buildings to assist in the sequencing and selection of products to prevent moisture intrusion, promote long-term building performance, ie., concrete curing, roof flashing, window and door installation, moisture barriers, basement waterproofing, etc.



"MaxAir was a breath of fresh air for me, after trying to deal with multiple HVAC companies that either weren't professional, gave me bad advice, or I just didn't trust. A friend recommended MaxAir to me, and although they were further away from my home address than I would normally go, I called them. It's been a pleasure to deal with them ever since. They seem to really know HVAC, and they are polite, punctual, and even put cloth booties over their shoes when they enter the house. They are also very patient, and were the only company to give me the level of detail that I needed when considering a new HVAC system. I have switched to MaxAir and gladly have an annual contract with them now."

Mara H on January 2019

MaxAir provides heating and cooling services for residential and commercial clients in Maryland. We also provide geothermal heat pump and boiler repair services as well as whole house and building generators.

"MaxAir was a breath of fresh air for me, after trying to deal with multiple HVAC companies that either weren't professional, gave me bad advice, or I just didn't trust. A friend recommended MaxAir to me, and although they were further away from my home address than I would normally go, I called them. It's been a pleasure to deal with them ever since. They seem to really know HVAC, and they are polite, punctual, and even put cloth booties over their shoes when they enter the house. They are also very patient, and were the only company to give me the level of detail that I needed when considering a new HVAC system. I have switched to MaxAir and gladly have an annual contract with them now."

Mara H on January 2019

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Home Warranties questions, answered by experts

Extended warranties are available in several lengths, with most ranging from one to five years. Some insurers only offer one- to two-year warranties, which may fall in line with your manufacturer’s warranty, rendering the extended warranty useless. For most major appliances, longer warranties tend to offer the best possible return, since you’re more likely to encounter issues the longer you own an item.

A seller’s home warranty normally excludes intentional damage, issues that arise due to a lack of maintenance, and cosmetic repairs. Each warranty can also have specific exclusions, like certain types of heating or cooling systems and certain components within your appliances and home systems. Most home warranties will also have coverage caps, and once you reach payouts that match the caps, all repairs will be excluded.

The main types of home warranties cover the basic essentials, but additional plan types focus on specific areas such as:

  • Appliance plan: This plan covers typical household appliances like refrigerators, stoves, washer and dryer, built-in microwaves, and dishwashers. It costs $360 and $540 per year

  • System plan: Costing between $360 and $540 per year, this plan covers central home systems like HVAC, plumbing, electrical, and water heaters. 

  • Combination plan: This plan type covers both systems and appliances, costing between $545 and $1,500.

Every home warranty is different but a majority of them cover appliance repair and replacement, provided the issue arises from normal wear and tear. Make sure you check your plan however as some will only cover new appliances which can be aggravating, as new appliances usually come with their own product warranty, whereas the warranty for an older appliance may have long since expired. Check with your home warranty company to see if an old appliance is covered before calling a professional appliance repair person.

Yes, many repairs include warranty service if the unit is still under coverage. Confirm with your provider.

The Belcamp, MD homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

  • Mother cooking with her daughter

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.