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The Occupational Safety and Home Administration (OSHA) requires an electrical panel to have a minimum of three feet (36 inches) of room from the front of the panel to the closest obstacle. In this case, the word obstacle refers to nearly everything, including walls, machines, and other fixed objects. Additionally, panels require at least 6½ feet of headroom in the area directly in front of the fixture. These requirements help ensure safe use of the panel and allow electricians plenty of room to work.

No. Do not use a 14-gauge wire on a 20-amp outlet. A certified licensed electrician would know that the National Electrical Code (as per Section 240.4(D) subsection 3) requires 14-gauge wires to be used with a maximum amplitude of 15. Therefore, you should only use 12-gauge wires on 20-amp outlets.

Poorly designed and incorrectly installed outlets can create an electrical fire hazard, as do some phone chargers and adapters that plug into these outlets. However, most outlets are perfectly safe as long as they remain in working condition. Keep an eye on what you are plugging into the outlet and stay alert for signs of outlet malfunction, like sparks, burning smell, or frequent circuit tripping.

If your thermostat does not have a C-wire, you can hire a professional to check for an abandoned C-wire hidden in the wall, install a new C-wire, repurpose an existing G-wire to function as a C-wire, or purchase a C-wire adapter kit. 

There are some smart thermostat models that do not require a C-wire, but this will limit the functionality of the smart technology.