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Yes, fire extinguishers eventually expire. However, the good news is that a properly stored fire extinguisher can last a decade or longer. They don’t have an expiration date on the canister, but you can check the manufacturing date on the “UL” nameplate near the classification information. Maintenance will also give your fire extinguisher longevity. Check the gauge at the top of the extinguisher every month. You'll want to make sure the gauge needle is in the green section, and if a hose or nozzle has been used or damaged, you need to replace it.

Your smoke detector might be too high in some homes or circumstances to reach yourself. If you feel unsafe getting on a ladder to replace your hardwired smoke detector, call a licensed electrician or local handyman to knock this project off your to-do list. If you have a battery-operated smoke detector, your local fire department can change the batteries or help you replace the detector—just make sure you call the non-emergency number.

In any case, do not let this project go unresolved, as it could turn into a huge safety issue.

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.

DIY cleaning is possible, but professionals ensure thorough soot removal and check for hazardous creosote buildup.