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Any cutting of tree roots can hurt or kill a tree, which is why it's recommended you don’t do it unless the roots are damaging or invasive on a nearby structure like your home. You should never cut more than 15 percent of above-ground tree roots at one time. If you have any questions about cutting tree roots, contact your local arborist.

There are many signs that a tree is diseased or dying, and if you suspect that’s the case, you should call an arborist immediately. You might notice rot or fungus on the trunk or that the tree is beginning to lean to one side. Brittle branches or signs of root damage are other indicators that a tree is in trouble. If the tree is dying, it might be time to cut the tree down so it doesn’t fall.

Unfortunately, palm tree stumps are one of the most difficult types to remove due to how their roots grow. Unlike other trees, palm tree roots grow horizontally and vertically. Palm tree roots grow as deep as three feet into the ground, although soil and growing conditions could mean they go as far as 50 inches into the earth. 

If you want to be able to repurpose the grass in the area where you removed a stump later, you’ll have to dig quite deep—and perhaps wide—to trim away all the roots.

The best time to cut down a tree is during its dormant season, typically in winter or early spring, after all the leaves have fallen. Removing a tree during this period is advantageous for several reasons. Frozen ground helps secure the tree stump, protects the surrounding landscape from damage, and reduces the risk of the tree falling in an unintended direction. With the leaves gone, there is less risk of the tree's foliage getting tangled with other trees. Additionally, since this is often a slower season for tree services, you may be able to hire a professional at a lower rate. This dormant period is also the best time for tree trimming.