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Yes, there are several downsides to installing rain chains. For one, rain chains have a lower flow capacity than a typical gutter and downspout system. This means that if there is a rainstorm, the rain chain can stop working completely. Rain chains also cannot redirect rainwater away from your house. In homes with a sloped yard, this could cause water damage in your foundation or basement. 

It’s best to schedule regular gutter cleanings before there’s a major issue, but sometimes life gets in the way. Luckily, a few telltale signs will let you know when to clean your gutters ASAP:

• You notice built-up debris in your gutters.

• Your gutters overflow with water when it rains.

• Water doesn’t readily flow from your downspouts.

• Your gutters are damaged or visibly leaking.

• You notice evidence of leaking along your roof, siding, yard, or pavement.

• Your gutters have pulled away from your roofing or exterior walls.

• You see water damage on your soffits or fascia.

• You have weeds growing in your gutters.

• You start to see ants or other insects around your gutters or in your home.

• You suddenly have issues with leaks in your crawl space or basement.

Underground downspouts refer to the sections of downspout extensions that lead away from your home and gutter system. While they cost more than traditional extensions, they can provide several benefits, such as less frequent damage and no need to move them for lawn care tasks. Whether they're worth it or not depends on your budget at installation time and how much convenience they'll add to your situation.

You can clean the gutters on a two-story house using gutter tongs on an extension pole. However, cleaning second-story gutters from a ladder or the roof is very dangerous and should be done by a professional.