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No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

Usually, trees cannot grow back after their stump has been ground, but some very hearty types of trees can. For example, if you have a black locust or Redford pear, the grinding will need to go deep to prevent them from growing back. Ask your tree service or stump removal expert whether your tree can resprout after its stump is ground down.

For safety reasons, leaning trees are best removed by a professional, as they may often tear away from the hinge, causing you to lose control over where the tree falls. If you choose to cut down a tree leaning slightly, avoid cutting off root protrusions before you start. Make your hinge a little longer than usual by cutting it deeper (up to 30% of the diameter) and applying a wedge into the felling cut on the side the tree is leaning. Stand away from the direction the tree leans while making your felling cut.

No, you cannot plant a tree above a gas line. Tree roots grow and spread over time and can sometimes dent, crack, or penetrate a gas line. Those same roots may also cause accessibility problems for maintenance or repairs. You can generally plant vegetation with non-invasive root systems, low-growing vegetation, and flower beds near gas lines.