Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn’t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it’s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

Is it safe to stay in a home with foundation problems?

• <div><p>It’s usually not an immediate safety risk to live in a house with foundation problems, but you don’t want to let those problems persist. Most foundation issues don’t lead to a house’s sudden collapse, but they can lead to health issues like mold growth and pest intrusion, as well as problems like uneven floors or rotten beams and joists, which can pose injury risks and be costly to fix.</p></div>

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Q: When does water damage a foundation?

• <div><p>Water damage to a foundation often starts as a slow leak or water vapor problem that worsens over the course of months or even years. The speed at which foundation leaks worsen depends on a few factors, including your climate and location, the soil composition around your home, the foundation drainage system you have in place, if any, and the type of foundation you have. Even if you have a minor issue that&rsquo;s slow to develop, it&rsquo;s best to have a professional address the issue immediately.</p></div>

Q: Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn&rsquo;t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it&rsquo;s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

Q: How do I hire a reliable foundation repair company?

• <div><p>It&rsquo;s crucial to hire a foundation company that&rsquo;s professional, experienced, and reliable, starting by choosing local experts with at least five to ten years of experience with your type of project. Local foundation companies will understand the soil and weather conditions in your area and can carry out the best solution based on your property characteristics. You should ask for a list of customer references, read through online reviews, and check for customer complaints and unresolved issues filed with the Better Business Bureau (BBB) before hiring.</p></div>

Q: How much does foundation repair cost?

• <div><p><a href="https://www.angi.com/articles/how-much-does-foundation-repair-cost.htm">Foundation repairs cost</a> about $5,000, on average. Typically, prices range from $2,200 to $7,800, depending on the type and extent of repairs needed. Cost factors include foundation type, home size, soil stability, accessibility, and the ultimate cause of the problem and what methods and materials are required to fix it.</p></div>

Q: Is it safe to stay in a home with foundation problems?

• <div><p>It&rsquo;s usually not an immediate safety risk to live in a house with foundation problems, but you don&rsquo;t want to let those problems persist. Most foundation issues don&rsquo;t lead to a house&rsquo;s sudden collapse, but they can lead to health issues like mold growth and pest intrusion, as well as problems like uneven floors or rotten beams and joists, which can pose injury risks and be costly to fix.</p></div>

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*The Angi rating for Concrete Repair companies in Jacksonville, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

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Last update on December 06, 2025

Reviewed in November 2025
I am beyond frustrated with Country Concrete and feel obligated to warn anyone considering hiring them. They did a patio job for us in September 2024, and it has been nothing but a nightmare ever since. The patio was way too sloped to the point that it can be seen by the naked eye and has been...
Country Concrete
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Reviewed in October 2023
Great local concrete company! They tore out the existing driveway and concrete step and installed a new concrete driveway and step. The work was completed very timely. The company responds very quickly and kept me updated on the project. The driveway turned out great! I would recommend this...
Pristine Concrete Solutions
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Reviewed in May 2016
Project overall went very well. They had to get re-registered with my village for permit reasons, this took them virtually no time at all to complete with the village. Cost of the project was within my budget where as others were out of my budget. The quality of work and how the shed pad came...
LANDSCRETE INC
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Reviewed in March 2016
One of the representatives of the company came out and looked at our problem and gave us some practical solutions. Some of which we could actually handle ourselves. They were, prompt, professional and were not trying to "sell" us. They were more than willing to do the repair but felt it would...
CONCRETE CORRECTORS
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Reviewed in January 2016
The first winter the concrete from Anderson Concrete fell apart. Thanks to Muffler Concrete, they sealed it after they finished it and it looks great.
Muffler Concrete
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Reviewed in March 2015
Emiliano installed pad & carpet in a basement office to cover the concrete floor. He came out once for an estimate and to determine the type of carpet to install and then again to perform the installation. He was punctual and called ahead to let me know when to expect him. Installation went...
Flores Floors
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Reviewed in June 2014
They did a good job at repairing my gutter. I'm very satisfied with their work.
Advanced Roofing Inc
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Reviewed in July 2013
Kendall County Fence just did a fantastic job all the way around. From extra attention to the details of the concrete for the posts ( the bevel the concrete on top so they don't collect water) to the gate hardware and the post topping! I didn't realize they would cap the posts, too! Just a...
Kendall County Fence
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Reviewed in May 2012
Six months later we are still picking up cigarette butts, they damaged the irrigation and never bothered to tell us. Used silver screws on a black fence, dumped concrete leftovers in grass area leaving many damaged areas where we still haven't gotten the grass to grow back. For the price and...
Hohulin Fence Company
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JMS Concrete Co.

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