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No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

When a surface that contains lead dust is disturbed, the dust can float about in the air for roughly an hour before settling again. Since you cannot see the dust, it is important always to wear protective gear when working with any materials that may contain lead paint and to keep children, pets, and others away from the area for as long as possible

If your roof was constructed between 1930 and 1970, there’s a possibility that the shingles contain asbestos. If that’s the case, you should hire a professional for repairs and replacement, as they’ll have the necessary equipment to stay safe from such a hazardous and cancer-causing substance. If your home was constructed after this period, it’s unlikely that the shingles in place are toxic. In most cases, asbestos shingles are not recyclable, while standard asphalt shingles are recyclable.

Embarking on a kitchen demolition comes with its share of risks to keep in mind. Think of potential encounters with asbestos, sharp objects, and power tools—not to mention the peril of structures wobbling or unexpected plumbing surprises. And, of course, you will be surrounded by dust and debris throughout the process. All of the above makes safety gear necessary, or you can consider hiring a qualified professional.