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An in-ground concrete pool will carry the highest price tag of all available types of pools, with architectural or freeform concrete pools found at the top end of the price range. Although the upfront costs for a concrete pool are high, these pools tend to be more durable than pools made from other materials and will last the longest. 

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

It’s okay to leave a pool pump on 24-7. In fact, running it continuously has big upsides, including consistently distributing chemicals, keeping a steady pool temperature, preventing algae growth, and keeping pool water clean. However, there is a tradeoff—operating a pool pump around the clock increases energy costs and can take a toll on the pump’s longevity. If you want to run your pool pump all the time, invest in energy-saving equipment like a variable-speed pump.

You should wait at least six hours after adding baking soda before swimming in your pool. Even better, wait at least 24 hours to ensure it’s fully mixed in and dissolved. While it’s likely not harmful, if you get in the pool too early, the baking soda may irritate your skin or eyes if you’re sensitive to it.