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No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.

Most DIY roach fogger products are made of pyrethroid pesticides that come with their own unique risks and benefits. They also contain aerosol propellants that disperse the pesticides by creating a fog that fills the entire room. Read all labels carefully before purchasing a fogger product to ensure that you understand how to properly handle the ingredients that you are introducing into your home.

Keeping birds away from a porch can involve a combination of strategies. Start with cleaning your porch. Remove food, debris, and plants that may be attracting feathered friends. Afterward, install physical deterrents like netting or spikes. Next, top off your porch with a decoy or two—and owl or hawk works. When wondering how to keep birds off the porch, it is always best to use humane efforts that won't harm winged creatures or the environment.

According to the Centers for Disease Control and Prevention (CDC), fleas can carry human disease-causing pathogens for Plague, Flea-borne typhus, and Cat scratch disease. These diseases are caused by fleas such as Oropsylla montana, Xenopsylla cheopis, and Ctenocephalides felis, and are commonly found in rural areas of the western United States, California, Texas, and Hawaii. Fleaborne parasites like tapeworms can also be spread to people and animals if they accidentally swallow an infected flea, and small children are at a higher risk. Symptoms may not be present in most infected people.