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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

If lead is detected in a property, steps should include arranging for professional removal or containment, notifying all occupants, and implementing interim safety measures to reduce exposure.

Testing typically costs between $200 and $600, depending on the number of samples and laboratory analysis.

Avoid disturbing suspected lead-containing materials and follow professional guidance on sample collection.

How you test for lead in your water depends on the source of your home's water supply. If you have municipal water, your local water system may offer to test the water for free or may connect you to a lab that will perform the testing.

If you have a private well that provides drinking water, you are responsible for testing it for lead. Look for a lab that is accredited by your state's Department of Environmental Protection to perform the test.

The Des Moines, IA homeowners’ guide to lead testing and removal services

From average costs to expert advice, get all the answers you need to get your job done.