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Chimney Repair questions, answered by experts

Metal shake roofs can last 50 to 75 years or more when properly maintained, compared to 20 to 40 years for a traditional asphalt shingle roof. Be sure to promptly repair damage and keep up with gutter maintenance to help extend the life of your metal roof.

A metal roof will last for an average of around 50 years—usually between 40 and 75 years—which is about double the lifespan of an asphalt roof—between 15 and 30 years or 25 years on average. Installing a metal roof is usually more expensive than an asphalt roof, with an average cost of $11,400 compared to the $9,200 for an asphalt roof. However, given that a metal roof costs about 20% more and lasts twice as long, it’s typically well worth the investment and should save you money in the long run.

Regular cleaning, promptly repairing minor issues, ensuring proper drainage, and using rust-resistant coatings help prevent recurring damage.

In the metal versus shingle roof debate, aluminum roofing has several advantages. However, aluminum roofing costs more than typical asphalt roofing, so up-front cost is a major downside. Aluminum is also somewhat susceptible to denting, and repairs can be more costly than for other roof types because your roofer will need to replace large panels rather than individual shingles. Aluminum roofs are also noisy in the rain, which some homeowners don’t like.

Homeowners insurance may pay for chimney repair if the damage type is covered under your policy, such as lightning strikes, heavy storm damage, fallen trees, and unexpected chimney fires. However, if a fire or other damage is caused by poor or improper maintenance, a standard homeowners insurance policy won't cover repairs.

The Pukalani, HI homeowners’ guide to chimney repairs

From average costs to expert advice, get all the answers you need to get your job done.