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While handypeople do not need to be licensed in many places, you should only hire insured pros for any home improvement work. Your handyperson should have active liability coverage that protects them and you in the case of an error or accident. Furthermore, if they have employees on your property, they should also have workers’ compensation insurance. If you hire an individual or a company that is not insured and they damage your property, have an accident while on the job, or become injured on your property without insurance, you can be held financially liable.

Most contractors do not charge for meetings, but it can depend on the project, mainly if it includes detailed consultations or project planning. For general estimates, homeowners shouldn't expect to be charged. Always ask up front about meeting fees to avoid surprises and ensure you know what’s included in the process.

Most professional appliance removal companies will not expect a tip, but offering one is a good way to show appreciation for a job well done. A tip of 10% to 20% is a good idea if your professionals are working in the rain or snow, if they take extra care not to damage your walls and furniture in the removal process, or if they need to maneuver the appliance through tight spaces or up or down stairs to get it out of your home.

Handypeople usually don’t hold trade licenses, so they typically aren’t qualified to tackle projects involving installing or making alterations to plumbing or electrical lines. Below are some jobs that a handyperson usually won’t be able to complete:

• Installing plumbing for a new kitchen or bathroom

• Replacing plumbing pipes

• Installing or repairing septic systems

• Running new electrical wiring

• Installing a subpanel