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Fire Pit Installation questions, answered by experts

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

No, you should never leave a fireplace burning overnight or unattended during the day. While fireplaces are made to contain fires, fires can and do spread from fireplaces, so it’s crucial that you’re there to monitor them and put them out if needed. If you’re worried about putting out a fire before bed, stop feeding it fuel long before bedtime and actively put out the fire using your poker, a shovel, and some baking soda.

Yes, a dead outlet can be dangerous and may cause a fire. The lack of power can be due to a hazardous electrical issue that poses a fire risk. If you notice a burning smell, discoloration, or sparks from a non-working outlet, it is a serious issue. It is vital to have a professional electrician investigate and fix the problem as soon as possible.

Generally, an oil furnace is considered safer than a gas furnace for several reasons. While both types of furnaces can produce carbon monoxide, a leak in an oil furnace is easier to detect due to the smell. Oil furnaces also don't connect to a gas pipeline, which reduces the chance of a fuel leak. Most importantly, heating oil is not combustible, whereas natural gas is highly flammable. This means there is a much lower risk of combustion or explosion with an oil furnace. However, an oil furnace can still pose a fire hazard if it tips over.

Pellet stoves are safer than wood stoves in many ways. They don’t produce as many creosote deposits as wood stoves do, they create less smoke, and the flames are contained, decreasing the risk of any sparks or embers creating a house fire. Pellet stoves also burn more cleanly and efficiently than wood stoves do.

The Lockhart, FL homeowners’ guide to fire pit installation services

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