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Top-Rated Home inspectors in Jay - Updated Nov 2026

Avatar for F.H.L. Home Inspections
F.H.L. Home Inspections
5.0(
4
)
Complete Home Inspection

Serving Jay, FL and surrounding areas

Approved

In business since 2021

Free estimates

Emergency services offered

F.H.L. Home Inspections is the solution to all of your home inspection needs. We take great pride in our extreme professionalism, timeliness, and superior customer service on every job. We make sure to develop a lasting relationship, so that the next time service is needed, there will be no question on who to call.

The Right Inspector, Right Away!
Your Friendly Inspector
Response time9 hrs
Response rate94%
Recommended by75%of homeowners
Avatar for Akrivis Real Estate Valuations
Akrivis Real Estate Valuations
4.4(
79
)
Appraisal - Real Estate

Serving Jay, FL and surrounding areas

Approved (Corporate)

In business since 2018

Credit card accepted

Offers commercial services

"Want to go on record to say that service was excellent from initial contact and a thorough timely evaluation and appraisal with supporting documentation. I found the work to be very professional and was done in an expedient fashion. Company was very transparent in pricing and I found their actual pricepoint to be more than fair for the final rendered report. That said, I would gladly use this company again if I had the need."
Restaurant
Response time5 hrs
Response rate89%
942 neighbors recently requested a quote
Avatar for Raven Environmental Restoration Services, LLC
Raven Environmental Restoration Services, LLC
4.5(
33
)
Mold & Toxic Material Test

Serving Jay, FL and surrounding areas

Approved

In business since 2014

Emergency services offered

Warranties offered

"Excellent Company with great customer service! I had extensive water damage on my House and Raven Environmental fixed all my problems! Highly Recommend for your Home Issues!"
Panama City, FL
Panama City, FL
Panama City, FL
Panama City, FL
Panama City, FL

+93

Response time9 hrs
2 neighbors recently requested a quote
Recommended by91%of homeowners
Avatar for AFS Foundation & Waterproofing Specialists
AFS Foundation & Waterproofing Specialists
4.3(
116
)
Inspection - Waterproofing

Serving Jay, FL and surrounding areas

Approved (Corporate)

Super Service Award Winner

In business since 2001

Free estimates

Warranties offered

"William Bernos did a thorough inspection of our home, explained the services AFS can provide, and decided that the repair (replacing the footing under a garage center post) should be referred to a general contractor."
Protect Your Basement
Correct Your Wet Basement
Waterproof Your Basement
Protect Your Concrete
Polyurethane Foam Injection

+12

108 neighbors recently requested a quote
Recommended by83%of homeowners
Avatar for PJM Structural
PJM Structural
4.9(
28
)
Engineer - Structural

Serving Jay, FL and surrounding areas

Approved

In business since 2023

Free estimates

Emergency services offered

"Pedro Mendes, was an exceptional Structural Engineer. Extremely neat and professional. The report was perfect, meticulously elaborated with all details accurately described and finished in timely manner. I recommend Pedro Mendes without hesitation. If you are looking for a focused oriented professional, hire this person."
New Restaurant Building
Pipe support frame
Truss webs and bottom chord damage
Interior Space
Pipe support frame

+15

Response time4 hrs
Response rate86%
Recommended by100%of homeowners
Avatar for Rapid Fix Restoration
Rapid Fix Restoration
5.0(
11
)
Mold & Toxic Material Test

Serving Jay, FL and surrounding areas

Approved

In business since 2021

Free estimates

Emergency services offered

"I am so grateful for the incredible work this company did on my home. Discovering mold was stressful, and I was worried about what the process would involve, but they made everything so much easier from the very beginning. Their team responded quickly, was professional and honest, and took the time to explain everything to me. They handled the mold remediation thoroughly and also completed work on my roof. The quality of their work was outstanding, and the results exceeded my expectations. What impressed me most was how much they genuinely cared. They treated my home with respect, kept me informed throughout the process, and made sure everything was done right. I can honestly say I feel so much better knowing my home is safe and the roof repairs were completed properly. I highly recommend them to anyone dealing with mold issues or needing roofing work."
Roof repair and install
Roof repair and install
Roof repair and install
Roof repair and install
Roof repair and install

+86

6 neighbors recently requested a quote
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Home Inspection FAQs, answered by experts

A mold inspection, especially in homes with a history of water damage or high humidity, is critical for maintaining a healthy living space. Mold can cause respiratory issues, allergic reactions, and other health problems, particularly for individuals with asthma or weakened immune systems. Unchecked mold growth can lead to structural damage, resulting in costly repairs. A thorough inspection identifies visible mold and uncovers hidden sources to allow for timely remediation, preventing further damage and health risks.

Several government-backed lending programs can help first-time home buyers purchase a home with little money down. FHA, USDA, and VA loans are options for qualifying borrowers, though many conventional mortgage lenders will lower down payment rates to as low as 3 percent.

Modular homes can go up or down in value depending on a few factors. In areas where real estate is appreciating, the value of modular homes is likely to increase, and vice versa. Additionally, the value of modular homes depends partially on the area. In cities where every other home is stick-built, modular homes might be considered a functional obsolescence, in which case they could be less desirable and go down in value. In either case, though, modular homes can still be a good investment, especially since they provide housing at a lower upfront cost.

Generally, foundation cracks and repair are not covered by standard homeowners insurance policies. This type of damage is often considered normal wear and tear or a result of poor maintenance, which is the homeowner's responsibility. For example, damage caused by settling, shifting soil, or drainage issues is typically excluded.

However, there are exceptions. Coverage may apply if the foundation damage is a direct result of a covered peril, such as a house fire, a burst pipe, vandalism, or a vehicle accident. Coverage for natural disasters like earthquakes and floods often requires a separate, specific policy or add-on.

While the air inside your home should have some moisture—the ideal humidity level is between 30% and 50%—too much moisture can lead to issues. Some ways to tell if there’s too much moisture in your home include condensation inside your windows, mildew growth in the bathroom or mold on surfaces, peeling paint, or an uptick in allergy symptoms.

The Jay, FL homeowners’ guide to home inspections

From average costs to expert advice, get all the answers you need to get your job done.