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McCall Appraisal Company
4.4(
11
)

Serving Cedar Key, FL and surrounding areas

Approved

In business since 2007

Customers say: Quality work

"Bob McCall went above and beyond during the Christmas Holidays to prepare two (2) appraisals and reports that were on a very short deadline. Mr. McCall is an asset to his profession and to our community. I appreciate Bob's courtesies and willingness to help us at a time when others were getting ready for and celebrating Christmas. Thank you, again, Bob. Clara T."
Response time2 days
Recommended by80%of homeowners
Property Appraiser questions, answered by experts

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

Appraisals are not mandatory but are helpful for pricing accuracy and negotiation purposes.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

Around 1-2 weeks, including inspection and reporting time for an official evaluation.

A koi pond may add value to your home if it’s a feature sellers are looking for. Like pools, ponds can affect your property value depending on their condition, whether they’re a popular selling point, and how well they’re incorporated into your home’s landscape.

The Cedar Key, FL homeowners’ guide to property appraisals

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