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McCall Appraisal Company
4.4(
11
)

Serving Hernando, FL and surrounding areas

Approved

In business since 2007

Customers say: Quality work

"Bob McCall went above and beyond during the Christmas Holidays to prepare two (2) appraisals and reports that were on a very short deadline. Mr. McCall is an asset to his profession and to our community. I appreciate Bob's courtesies and willingness to help us at a time when others were getting ready for and celebrating Christmas. Thank you, again, Bob. Clara T."
Response time2 days
Recommended by80%of homeowners
Avatar for Sunshine Appraisals of Central Florida, LLC
Sunshine Appraisals of Central Florida, LLC
5.0(
2
)

Serving Hernando, FL and surrounding areas

Approved

In business since 2017

Credit card accepted

Customers say: Quick response

"After an already stressful situation I was very pleased with the work this company provided. I would recommend this business to anyone needing an appraisal in the locations they service. A huge Thank you to Miss McCann!"
Response time10 mins
Recommended by100%of homeowners
M&M Appraisals
5.0(
1
)

Serving Hernando, FL and surrounding areas

In business since 1995

Free estimates

Credit card accepted

"John came out to the house & did a thorough inspection measuring the home for correct living SF. They were at the appointment as scheduled, very professional, & answered all my questions/concerns. The appraisal was completed in the specified time. The appraisal came back and was very informative & really helped my confidence in the value of the home, which sold in 10 days within 3 thousand dollars of the ultimate sales price & the appraisal. The appraisal came in higher than I thought & initially had concerns. In the end they were right & kept me from leaving money on the table. I listed the home for sale by owner which I do not think would have went so smoothly without the knowledge of my home obtained through the appraisal I received & I am confident that my home was sold and bought at a fair price. Thanks, M&M"
Response time50 mins
Recommended by100%of homeowners
Property Appraiser questions, answered by experts

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

In most cases, you can expect home automation to boost your home value. This technology makes the homeowner’s life easier and more comfortable, and some provide increased safety and protection. Buyers will likely recognize value in security systems and utility monitors, as well as comfort-focused upgrades that save on electric bills while keeping interior rooms at the desired temperature and humidity. On average, you can expect a 50% and 75% return on investment on home automation services, and potentially even more if the automation reduces homeowner’s insurance.

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

The Hernando, FL homeowners’ guide to property appraisals

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