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McCall Appraisal Company
4.4(
11
)
Appraisal - Real Estate

Serving Crystal River, FL and surrounding areas

Approved

In business since 2007

Customers say: Quality work

"Bob McCall went above and beyond during the Christmas Holidays to prepare two (2) appraisals and reports that were on a very short deadline. Mr. McCall is an asset to his profession and to our community. I appreciate Bob's courtesies and willingness to help us at a time when others were getting ready for and celebrating Christmas. Thank you, again, Bob. Clara T."
Response time2 days
Recommended by80%of homeowners
Property Appraiser questions, answered by experts

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

Around 1-2 weeks, including inspection and reporting time for an official evaluation.

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

The Crystal River, FL homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.