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Fire Pit Installation questions, answered by experts

According to the National Fire Prevention Association (NFPA), the leading cause of house fires is cooking accidents, followed by fires started by heating equipment. Electrical issues are the third most common cause of house fires. The best way to keep your home protected is to use caution when cooking and never leave a stove or oven unattended while in use. You can also keep up with chimney cleaning and avoid using space heaters to reduce the risk.

Homeowners insurance can be voided in several scenarios. That can include making too many claims in a short period of time, leaving a home vacant for an extended period of time, renting out a home or room illegally, using a home as a business illegally, and any kind of criminal activity connected to the home.

You should change the batteries in your smoke detectors at least once per year. Mark it on your calendar or make it a holiday or birthday tradition so that you always remember it. You should also be testing your smoke alarms monthly to ensure they’re working properly and can alert you in case of an emergency.

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

DIY smoke detectors are possible, but professional installation ensures compliance with fire codes and optimal safety.

The Anna Maria, FL homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.